Esurance

Car Insurance
Esurance is one of the best car insurance companies that offer low-cost car insurance policies along with offering a lot of deals and discounts to their customers.
4.5
out of 599 user reviews

Insurance Coverage

With an Esurance auto insurance policy at your disposal, you can rest assured that you have provided your car with the best safety net and never worry about the medical costs, repair costs of your vehicle, in case it meets with an accident. It provides you with a low rate car insurance that covers every inch of your car and if you compare the premium rates with other companies, you’ll be really surprised as how they were able to offer policies at a much lower rate. It is because of this factor, that many customers have Esurance car insurance company as their primary insurance companies.

Esurance provides you with the best car insurance policy that will protect you and your car against bodily injuries or property damages. Esurance is also loaded with a lot of special coverage options that provides coverage against various aspects including coverage for a rental car when involved with an accident, protection against damage caused by an uninsured or underinsured motorist etc.

As a customer of Esurance, you will be showered with a lot of benefits including multiple vehicle discounts and 10 percent off your policy just for prepaying. The company also offers a defensive driver discount for customers who have completed a safety course. A discount is also provided to people who like the company’s Facebook page.

Coverage Options

When it comes to coverage options, Esurance policy covers Bodily Injury Liability, Medical Payments (Personal Injury Protection), Uninsured Motorist, Comprehensive Physical Damage, Collision, and Property Damage Liability.

Along with standard coverage options, Esurance also provides you with other special coverage options including:

Emergency Roadside Service:

ERS is one of the most popular coverage options purchased by many car owners as it provides a big relief to them, when they are struck with a flat tire or a broken engine or marooned by any kind of mechanical failure the ERS team will get as quickly as possible to either get you back on the road or tow your vehicle to the next service center.

Rental Car:

When your car involved in an accident and getting repaired in a service center, this options provides you the charges to rent a car

Customized Parts & Equipment Coverage:

This coverage protects you against damages caused to all kinds of customized parts that are added to your vehicle and which don’t come in as a default package in your vehicles. These parts or equipment may include electronic equipment, TV and music systems, phones, spoilers and custom paint etc.

One other important aspect that makes Esurance as one of the most popular insurance companies in the market is their reliable customer support team as they go down to the wire if you are involved with an accident to get you back on the road as quickly as possible. They will dispatch a roadside assistance team as quickly as possible in cases of a breakdown, broken engine or a flat tire.

You never need to be concerned about anything, when you have the Esurance roadside assistance program covered in your insurance policy. They will help you to get your vehicle towed to the nearest car service center and arrange a rental car to get you back to work. You can also get your rental costs covered with your policy. What’s more, you never need to worry about the medical bills and the car repair costs etc., as everything is covered with your insurance policy, if you have chosen the right coverage options in your policy.

Once you get involved with an accident, you need to report to the customer support team and a representative will contact you immediately in assisting with the coverage options available with your policy and how Esurance can help you with it. If you subscribe to the E-Star Direct Repair Program, all repair costs for the whole period entire period of you owning the vehicle is covered. With a lot of various features provided by Esurance, you can even get the status of your vehicles repair progress with the help of the latest photos from the service center. These tools along with many other interesting features make Esurance as one of the best cheap car insurance companies in the country.

Affordability

When it comes to rank a company, there are several factors that are considered and one of the most important criteria is the affordability factor by which the company provides the insurance policies to its customers at a price that is affordable to its customers.

Based on several analysis of various companies and various insurance plans from different insurance companies, we will provide a rating of 3/5 stars as the costs are slightly higher than other insurance companies.

Customer Satisfaction

Customer Satisfaction Rating: 
3.8
out of 599 user reviews

The satisfaction level of a customer with the company is another important factor to determine whether the company is really supporting the customers in all aspects including providing enough support during the signup process, discounts an offers along with the quick settlements of claims etc.

Based on the analysis of various insurance companies, we could come to an understanding that premium rates are high and the claims process is not satisfactorily enough, and hence, we can provide Esurance a rank of 3.8/5 in terms of customer satisfaction.

Survey Review Data

Financial Stability

Financial Stability Rating: 
4.3
out of 599 user reviews

The financial strength of any insurance company determines its ability to settle the claims in the quickest time possible. But Safeco is often considered to be one of the safest and strongest in terms of financial ability and is also rated as financially strong and all claims are settled at the earliest.

We can provide a rating of 4.3/5 to Esurance in terms of Financial Stability.

Contact Info

Website: 
http://www.esurance.com
General Phone Number: 
1-800-378-7262
Customer Service Phone: 
1-888-825-9763

Esurance
650 Davis Street
San Francisco, CA 94111